When it comes to gardening, any tenderfoot can plant flowers but full-scale, whole-ranch landscaping with trees, hedges and sod is no place for city slickers who don’t know what they're doing. To save money where you can, do the digging, planting and fertilizing yourself. You will save lots. And don’t be in a hurry. Spread the work out over lots of years and spread the cost out as well. Buy gravel and topsoil in bulk. Buy off-season -- like late summer and fall. Prowl for bargains at garden centers, discount stores and yard sales. You can even propagate your own by clipping a neighbor’s shrub and rooting the cutting. And that's the On The House tip for today.