You return home and find your house broken into. Valuables are missing. You call the police who ask the inevitable question, ?what was taken and how much was it worth?? You will hear it again later when you talk with your insurance agent. Would you know exactly what's missing? Could you describe it accurately and document its worth? You can save yourself aggravation by preparing a household inventory with purchase dates, prices and serial numbers. Then use it for any emergency, whether a break-in or natural disaster that damages, destroys or removes a lifetime of purchases. First, make two lists. Keep one outside your home in a safe deposit box or at the office. Hide the other in your freezer. It's fireproof. Another good way to record information is with photographs or by video-taping. Be sure to show each item from various angles to help your insurance agent determine values and the police to begin looking for your property. And that's the On The House tip for today.