The Chase Home Improvement Rewardssm Credit Card

Chase Home Improvement Rewards Visa card

0% INTRO APR for up to 6 months1,2

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Earn up to 3 points on purchases2

Put your home improvement purchases to work for you by earning 3 points for each eligible $1 spent on home improvement. That's a full 3% Cash Back when you redeem for a check! Plus, 1 point on all other purchases and interest.3

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Redeem your points easily

Redeem 2,500 points for either a $25 Gift Card or Gift Certificate, or a $25 check.

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Exclusive tips from the experts

Work like the pros with hints and tips in every statement, as well as an exclusive e-newsletter from the editors of The Family Handyman magazine.

Redeem your points for Gift Cards or Gift Certificates at these participating merchants and more:

  • Amazon.com
  • Sears
  • Linens -N- Things
  • Bed Bath & Beyond
  • The Home Depot
  • Circut City
  • Best Buy
  • Snap-on

1 Valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Learn more about rates, fees, and other cost information by reviewing Pricing & Terms.

2 Length of your introductory period will be either 6 months for purchases and balance transfers or 3 months for balance transfers depending on our review of your application and credit history.

3 You will earn 3 points for each $1 of eligible Home Improvement net purchases. "Home Improvement" purchases are those purchases made at retail establishments that classify their merchant location for Visa as a home supply warehouse store, a lumber/building supply store, a glass/paint/wallpaper store, or a hardware store. We do not determine whether merchants correctly identify and bill transactions as being made at Home Improvement establishments. However we do reserve the right to determine which purchases qualify for the 3 points. You will earn 1 point for each $1 of all other eligible net purchases, and 1 point for each $1 of interest incurred on unpaid purchase balances. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. Maximum point accumulation is 30,000 points Annually on Home Improvement net purchases and 60,000 points Annually on all other net purchases. ("Annually" means the year beginning with your enrollment date through the first statement after the anniversary of your enrollment date, and each twelve months thereafter.) There is no maximum point accumulation on interest. See Rewards Program Rules and Regulations, which will be mailed after your account is established.

Reader's Digest, The Digest, and the Pegasus logo are trademarks of the Reader's Digest Association, Inc. Used under License.

The Family Handyman, and The Family Handyman logo are registered trademarks of The Reader's Digest Association, Inc. used under license.

Amazon.com is not a sponsor of this promotion. Amazon, Amazon.com, and the Amazon.com logo are registered trademarks of Amazon.com, Inc. or its affiliates. Amazon.com gift certificates are issued by A2Z Gift Certificates, Inc. and are redeemable only at www.amazon.com. See www.amazon.com/gc-legal for terms and conditions of use of Amazon.com gift certificates.

BEST BUY™ is not affiliated with Chase Bank USA, N.A. Best Buy does not sponsor, endorse, approve, or have any responsibility for this promotion. BEST BUY and the BEST BUY logo are trademarks of Best Buy Enterprise Services, Inc.

Bed Bath & Beyond® is not a participating partner in or sponsor of this promotion. Terms and conditions apply to gift cards. Bed Bath & Beyond is a registered trademark.

Use of the Circuit City® name and logo is by permission of Circuit City® Stores, Inc. Circuit City® is not a sponsor of this program or offer.

Sears Holding Corporation participation is not an in-store offer and is not a sponsor of this program. Fulfillment of gift cards will be done through Maritz, Inc. Gift cards are subject to all terms and conditions printed on the gift cards and are subject to change at Sears Holding Company's discretion.

The Home Depot® is not a sponsor of this promotion. Chase Bank USA, N.A is not affiliated with The Home Depot.® The Home Depot® is a registered trademark of Homer TLC, Inc.

The listed merchants are in no way affiliated with Chase Bank USA, N.A., nor are the listed merchants considered sponsors or co-sponsors of this program. Use of merchant names and/or logos are by permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to gift cards/certificates. Please see the merchant's gift card/certificate/website for additional terms and conditions, which are subject to change at merchant's sole discretion, if permitted by law.

Click to view third party site disclosure This is a link to a third-party site as described in our Weblinking Practices. Note that the third party's privacy policy and security practices may differ from Chase standards. Chase assumes no responsibility nor does it control, endorse or guarantee any aspect of your use of the linked site.